Monthly Archives: January 2016

Money Rules and People Follow It

f7If anyone needs more proof of the truth in these words than look no further than the American elections and the rise and rise of Donald Trump. A billionaire who has everything he could ever want or need is now promising the most outrageous policies should he be elected to the Presidency of the United States. Leaders around the world are holding their breath as they wait to see if Americans will really fall for the fact that money rules and the one who has it leads the pack.

Business and the ability to make money is now the target of the majority and some have openly expressed their feelings that Donald Trump will create jobs for them. Do they need a wakeup call? Hello! What can he do for anyone when he has threatened just about every country that deals with the United States in one way or another.

The uneducated and ignorance of people is echoed in their behaviour. The fact that they are falling for the potential leadership by someone who has never held office is extremely telling of how little they know or care. The same thing is being played out in Australia where the current Prime Minister is also on the brink of being a billionaire. He is promising to turn the fortunes of all around if they re-elect him on July 2nd.

His time in politics is brief and not something that has produced a good record of achievement. So why don’t people know to do their research and get a better understanding of what he can and might do for them?

Over my life-time many politicians have come and gone of all persuasions and my interest extends to those of other countries as well. Never has there been such a scenario whereby two leaders in the first world countries of great importance to world peace been so inexperienced and unsuitable for such high office.

People who have very little wealth or assets are the ones most likely to vote for them because they believe the dreams put forward from their mouths. They cannot discern the lies from the hype and politics that is being spun to get them elected.

Revelation 13:13-18 describes the second beast with the number 666 as Constantine, emperor of Rome. He installed a system of commerce by which the World Order is run today. It allows this problem to manifest because it is based on the rich having more wealth and the poor getting less. That means that rich politicians will do nothing for those who are currently pinning their hopes on the prospect of self-made billionaires showing them the way out of poverty.

My spirituality prevents me taking part in money-making enterprises and I can easily sympathise with those who need to make money in order to live. Memory of reincarnation has taught me that in the long run it does not do anything for anyone and as the world heads closer to annihilation by war mongering countries the prophecies concerning how 666 is destroying the world are being fulfilled.

People like Trump and the Australian Prime Minister, Turnbull, are in cahoots with his legacy and their goal, in my opinion, is one of pride rather than providing help to others who are pinning their hopes on them.

Money and the Laws of Value

f6One summer day a hen was on the look out for food on a farmyard. As she scratched at the straw on the ground, she uncovered a diamond jewel. The hen suspected that the jewel might be valuable because of the way it glittered in the sun.

This object is probably worth a lot, the hen thought to herself, but I will trade a bushel of this diamond for a single bushel of corn. (One bushel of diamond is worth about 20 million tons of corn)

What is true for the hen is also true for human beings. People cannot use money better than their level of appreciation of its power. If you are primarily a consumer you will only be familiar with the consumption power of money – what money can buy. An investor is very familiar with the reproductive power of money – How money can multiply. A business man is familiar with the production power of money – How money change forms into valuable products and services. Money has no power in itself to change your financial personality; it however has power to magnify your financial nature.

Money as a Store of Energy

Money is a store of economic energy. Without the awareness, acquisition, organization, and perfection of these internal values in any man, wealth creation in a sustainable manner is impossible. Poverty resulting from lack of cash or tangible assets is temporary and easily curable; however, poverty resulting from lack of discovery or awareness of these internal sources of wealth is permanent and cannot be cured by the acquisition or possession of money or tangible assets. Attempting to cure malaria by the use of pain relieving tablets is at best a temporary solution. Unfortunately, most people looking for money usually neglect and disrespect their internal primary source of wealth. According to Mark Victor Hansen “You do not have wealth, you are your wealth”! The earlier you come to the full realization of this universal principle, the quicker you will be on your journey to financial success.

External sources of values are those invisible assets outside a person that is relatively fixed and is accessible to every man equally. These include: Time, Problems, and Relationships. Everyman has equal access to these three variables; and they are unavoidable raw materials for the creation of every form of tangible wealth.

Money Creation Process

Three variables therefore determine the quantity of money a person can legally create over a given period of time: The number of internal sources of wealth discovered and properly harnessed; Amount of external sources of values efficiently utilized; and how much of the outputs of the combination of those variables that is successfully delivered to those who need them in exchange for money. For instance, the income that an employee will ultimately earn will be determined by how much of his talents, passions, and skills he is able to discover, improve, and convert to expertise. Combined with how well he is able to manage the time, opportunities, and relationships available in his work to generate and deliver the expected results consistently over a period of time.

Laws of Value

Since we now understand that, value is the source of money; and that money cannot exist alone without corresponding value; understanding the principles and laws of value will enable us create and sustain money in a legal and enduring manner.

# 1 – Law of Value Flow

In every human relationship or interaction value is always flowing but money may not”

Since value is an invisible carrier of money, you may be gaining or losing money without you being consciously aware of it. Every time you come in contact with or spend some time with people, you will either increase or decrease your cumulative value whether or not money exchanged hands during such interaction. That means if you are in a high paying job, but spend a lot of time with people with poverty mind set or low expectation individuals; your net cumulative value will gradually reduce to reflect your dominant mind set. This will naturally reduce your productivity on your job resulting in stagnation or ultimate downsizing! Conversely, if every time you have a meeting with a prospect he comes out feeling he has added more value than he gave during the interaction; he’ll seek more opportunities to receive such values, on a more frequent basis – which means the consummation of a business relationship and the signing of contract!

On a daily or weekly basis, if your interaction or association is more with those who drain value from you without offering equivalent or more value in return, you will eventually become money poor.

# 2 – Law of Multiple State of Value

“Value like water has three states, as long as value keeps flowing, under the right circumstance and conditions, it will freeze to tangible money”

Many people get discouraged when they begin to offer value and they don’t immediately receive the money equivalent of such values. Such frustration often leads to compromise, mediocrity in service delivery, untimely resignation, and quitting from entrepreneurial venture. But, think about it this way, it takes time for water to become ice in a deep freezer even under the consistent application of electrical power. Even when you are delivering value consistently, it takes some time for the value to be appreciated and recognized for its money worth by other people.

Most of the world’s leading successful people have gone through times when the values they offered were not immediately rewarded with money. Zig Ziglar in his autobiography stated that his first 3,000 speeches were given for free. Anthony Robbins – the renowned author and personal achievement expert said that “in his first six months as motivational speaker, all his speeches were given free, and he had an average of 5 speaking engagement every day”.

# 3 – Law of Value Exchange

“Value must be greater than or equal to price “

Think about the last time you paid $20 for your transportation fare. Was it because you liked the driver of the vehicle? Or because you believed that trekking the same distance will have more adverse effect on your health and finance. Human Beings are naturally selfish. They will not willingly give out an amount of money unless they have convinced themselves that the product or service will deliver to them more value than the price they want to pay for it.

Marketing is therefore an honorable service of helping people enjoy more value than the price they pay for the product or service that solves a particular problem in their life or business. A marketer is not a money taker; he is a value giver and a solution provider. Many technically sound people shy away from marketing their products with zeal because of psychological guilt fueled by ignorance of the law of value exchange. Not selling your product denies someone from enjoying the benefits it offers and slows down the growth of the nation’s economy.

Money Is Incentive and Inspiration Grows From It

f8While it is the great evil and has produced corruption and is one of the main reasons why the earth is in decline, it has been used by God to create incentive and inspire progress. It is the carrot before the horse leading it on and man has responded to it because of the earthly rewards it brings to him. The question is why when it has done so much damage was it allowed? What is it about money that has been so useful in the Spirit’s plan for good?

It would depend on how one defines ‘good’ to be able to see the big picture. Religions promise that all things are governed by several forces aside from the Divine. Evil, for instance, supposedly comes from the devil while luck also plays a role in the thinking of many.

The role of money has been to make men appear to be equal to God. In other words, through his inventions and interference with nature he is happy to think that he can change just about everything and manipulate it to his will. This has brought great darkness over the earth and now has delivered it to a state of decline from which it cannot recover unless humans are removed from it.

The big question is why would this be in the plan of God when the planet is beautiful, the creatures on it are magnificent, and their creation has taken billions of years? Why would it be jeopardised and destroyed because of money? Most want answers and they are appealing for them in a big way.

Man’s thinking is a soup of ideas with no single base to it. There can be no answer to the questions using our own logic as everyone has a different opinion. Thrown together they are a mismatch of mistakes and wrong thinking propelled by the 2 beasts of Revelation 11 and 13.

The Spirit of the Universe is the first thing he has missed. It is the Great Creative Power behind everything, good and evil (Isaiah 45:4-8). It is in complete control and it is everywhere. It knows our every thought, mood, deed, and desire. It uses us like puppets on strings to carry out its plan. It has everything lined up to happen and money is the incentive to make us move in certain directions.

Those who have a connection to the Spirit are most likely to understand how it works. My reincarnation alerted me to the way man thinks how he has come up with the false gods and heaven and hell as destinies.

Understanding Being Broke and Being Poor

f5Experiences and observations (by financial experts and financially literate people) lend credence to the fact that most adults are financial illiterates. Financial illiteracy is the direct consequence of lack of financial education. Due to the high level of financial illiteracy (and financial ignorance) in the society, many people (especially adults) are ignorant of the true meanings of basic and common financial terms and concepts. Consequently, they often misunderstand and abuse them.

The misunderstanding and abuse also reflect in their financial attitudes. Since financial attitudes determine financial altitudes, most people are hardly able to achieve any meaningful financial success all through their adult life, despite being very hardworking, because they have wrong financial notions, and deceptive financial mentalities and philosophies. They just cannot excel in their finances because their mindsets are hostile to the accumulation of material riches and wealth.

This is why it is important that you ascertain that your mindset is hospitable to wealth creation prior to aspiring to becoming rich. Among the most unpopular financial terms that are misunderstood are the phrases ‘being broke’ and ‘being poor’. It is imperative that you understand these concepts and how they are related so that you can take advantage of the knowledge in your journey to financial success because they are neither synonyms nor interchangeable phrases.

Being broke means having no money to address immediate financial challenges. However, being broke is not the same with being poor. The reason for this claim is that you can be broke without being poor, and you can also be poor without being broke. In order to explain these, there is the need to understand the meanings of the phrase, ‘being poor’. What does it mean to be poor? There are three definitions of being poor. The definitions correspond to the three levels of poverty.

The first definition of being poor is having no money to meet immediate basic financial challenges and needs. This is the highest level of poverty. It may be called abject poverty, absolute poverty, critical poverty, total poverty, severe poverty or acute poverty. This type of poverty is most undesirable because it is unworthy of any human being. People who experience it cannot afford the basic necessities of life. It is usually the status of people in societies with irresponsible leadership.

The second definition of being poor is having little (or insufficient) money to meet immediate and basic financial challenges and needs. It may also be called mild poverty. Unlike people who live in abject poverty, people who experience mild poverty can only meet part of their immediate basic financial challenges. This is also a condition that is unworthy of any human being. It is a condition that is undesirable by every human being because it degrades an individual’s human dignity.

The last definition of being poor is having money to meet only immediate needs. This can be described as moderate poverty or modest poverty. People in this category do not have more than they need. They will move to the second level of poverty, i.e. having insufficient money to meet their immediate and basic financial challenges, once they are out of earning. This is why they must continually work and earn before they can meet their financial needs. This is the class the so-called average people belong.

From the above, it may appear that it is better to be poor (at least in the second and third senses) than to be broke since it is better to have little money (than to have no money) to meet immediate financial challenges. You need to understand the true meanings of these phrases and their relevance to your financial life so that you can properly guide yourself in your financial pilgrimage. There are some relationships that exist between ‘being poor’ and ‘being broke’. They are as follows:

You may be poor and broke. This condition is experienced by people who live in abject poverty. It was earlier remarked that the first definition of being poor is having no money to meet immediate and basic financial challenges and needs. People who are poor and broke are those who have no money to meet their immediate and basic financial challenges and needs. They are people who experience First Class Poverty because they are always poor and broke.

You may be poor but not broke. It was remarked that the second definition of being poor is having little (or insufficient) money to meet basic financial challenges and needs. The implication of this definition is that you are poor if all the money you have is only good enough to meet your immediate financial challenges. People in this category will have no money to meet their basic needs in the near future, if they do not earn additional income.

However, inferring from the definition of being broke above, you are not broke for as long as you have enough money to meet your immediate needs; though, this does not imply that you are rich. It is worthy of note that some poor people are hardly broke because all their incomes serve the purpose of meeting their immediate needs, and they always live within their income. As earlier remarked, this does not imply that they are rich. They are simply moderately poor.

You may be rich but broke. Many rich people are always broke in the process of building a healthier financial future. One of the principles of success is that you should set goals that are (a little) above your abilities. When you set such goals, you must raise your ability to the level of the goal before you can accomplish it. This is why the accomplishment of such goals improves your life. This is also why you change in the process of striving to accomplish such goals.

As a matter of fact, sometimes, you should be broke because of your plans for a better and brighter financial future. When you set financial goals that are above your financial strength, no matter how rich you are, you will have to seek financial assistance in order to achieve the goal. This usually involves obtaining loan(s). This is why rich people, like the poor, also borrow money. But this does not mean that they are poor.

The difference, however, is that rich people do not borrow money to meet their basic necessities of life. They borrow money in order to fund the acquisition of investments. This is why borrowing is not necessarily a sign of poverty. When a rich person puts all his money in a prospective project, he is broke but not poor. If you truly desire to be rich, you should be prepared to be broke sometimes because of your financial plans. It is better to be rich but broke, than to be poor but not broke.